Credit Score Requirements for FHA, VA, USDA Loans

USDA loans USDA mortgages are home loans backed by the U.S. Department of Agriculture. They are available to low- to moderate-income borrowers looking to buy a home in a rural area. That said, the definition of "rural" doesn’t necessarily mean out in the middle of nowhere. As you can see on this map, many towns and … Continue reading Credit Score Requirements for FHA, VA, USDA Loans

Hard vs. Soft Credit Inquiry | Kentucky Mortgage Pre-Approval Explained

Understand the difference between hard and soft credit inquiries when applying for a mortgage in Kentucky. Learn how each impacts your credit score and what to expect during pre-approval.