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What is a debt to income ratio for a Kentucky Mortgage?

A debt to income ratio, commonly referred to as DTI, is the ratio of the amount of monthly expenses you have relative to your gross (before tax) income. The automated underwriter will look at two ratios when analyzing your DTI: your front end DTI ratio and your back end DTI ratio. Front End DTI The front end … Continue reading What is a debt to income ratio for a Kentucky Mortgage?

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