Zero Down Payment Assistance in Kentucky

How to buy a house in Kentucky with Zero Down Payment Mortgage Loan 2 Votes There are several programs in Kentucky to help homebuyers purchase a house with zero down payment. The various Kentucky down payment assistance programs in Kentucky, including KHC, FHA, VA, USDA, UWM’s $15,000 Welcome Home Grant, the $25,000 Kentucky Welcome Home Grant, and the 5% grant. We will also detail the qualifying criteria, such as credit score, income, work history, and assets.

Kentucky Home buyers Down Payment Grants for 2026

Last updated: 2026 2026 Funding Watch: Kentucky down payment grant programs, including any potential future Welcome Home–style funding, are typically released on a limited basis and can close quickly once funds are allocated. Availability, income limits, and program rules may change for 2026. Buyers planning ahead should focus on currently active loan programs and be … Continue reading Kentucky Home buyers Down Payment Grants for 2026