2026 Kentucky Welcome Home Grant: $20,000 for Homebuyers

Kentucky Homebuyers — Big 2026 Updat The Kentucky Welcome Home Grant officially opens April 6, 2026 at 8:00 a.m. ET, and it can provide up to $20,000 toward your down payment and closing costs. Here’s what matters (no fluff): ✔️ This is a grant — not a loan ✔️ Available statewide in Kentucky ✔️ First-time buyer NOT required ✔️ Income limits apply by county ✔️ Funds are first-come, first-served and go fast There is no direct application. You must be: • Pre-approved with a participating lender • Income-eligible • Under contract when funds open Waiting until April is how people miss out. If you want to know: • Whether your income qualifies • What credit score you’ll need • Which loan works best (FHA, VA, USDA, Conventional) • How to be ready before April 6 👉 Message me now or text 502-905-3708 and I’ll walk you through it step by step. — Joel Lobb Mortgage Broker | Kentucky NMLS #57916 | Company NMLS #1738461 Equal Housing Lender Not affiliated with any government agency Program guidelines, income limits, and availability subject to change.

How to qualify for a Kentucky FHA loan

Learn how to qualify for an FHA mortgage loan in Kentucky, even with a low credit score. Discover down payment requirements, waiting periods, and local resources for homebuyers.