FHA Handbook 4000.1 Updates Administration (FHA) Single Family Housing Policy Handbook 4000.1. These updates are effective September 30, 2016 and  Clarification that an Upfront Mortgage Insurance …

Source: Kentucky FHA Loan Requirements For Loan Approval.

 

 Appliances that add contributory value must be operable.
 Mechanical components and utilities: The appraiser must report the utility, safety, and capacity of the mechanical systems.
The appraiser must observe and operate all applicable mechanical systems and utilities. In conjunction with this guidance,
existing FHA Handbook guidance on the following topics will be added:
o Electrical System
o Heating and Cooling
o Plumbing
o Utilities