Guidelines for KY FHA, VA, USDA and VA Mortgage loans with Student Loans on A Credit Report:

Student Loans In Collections, What Can I Do? If you have public student loans in collections, you really have three options to resolve it so it is not a CAIVRS issue. 1.      Pay it off in full – Not typically an option because very rarely do the clients have the funds to do so. 2.      Consolidation – Only takes about … Continue reading Guidelines for KY FHA, VA, USDA and VA Mortgage loans with Student Loans on A Credit Report:

Home Loan Options for Kentucky First-Time Home-buyers in 2021

Kentucky FHA Mortgage Loans Kentucky FHA loans are insured to give lenders a layer of protection if you default on the mortgage. They typically have competitive interest rates, smaller down payments and lower closing costs than conventional loans. A low credit score can still warrant only a 3.5 percent down payment down to a 580 … Continue reading Home Loan Options for Kentucky First-Time Home-buyers in 2021