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Waiting Period To Buy A Home After A Foreclosure or Short-Sale?

Kentucky Conventional Loans Foreclosures: 7 years from the foreclosure completion date (some applicants may qualify for a conventional loan only 3 years after with extenuating conditions including wage earner death, illness or job loss) Short Sale/Deed in Lieu-Short Sale: 7 year with less than 10% down of primary residence 4 years with 10% down on the … Continue reading Waiting Period To Buy A Home After A Foreclosure or Short-Sale?

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Louisville Kentucky FHA Loans

Conventional vs. FHA vs. VA loans in Kentucky One of the big questions you’ll have to answer when you are ready to buy a home is what type of mortgage loan to choose. There are plenty of options out there, with conventional and FHA being among the most popular. Here’s what you need to know … Continue reading Louisville Kentucky FHA Loans