When qualifying for a USDA Loan and the borrower already owns another house?

USDA Loan assumes a very conservative perspective on financing homeowners who already own a home, unless the borrower can prove that the current home is not "adequate or suitable" for the borrower's needs.

Kentucky First-Time Home Buyer Loan Programs

KHC loan – Kentucky First-Time Homebuyer Loan Programs for FHA, VA, KHC and USDA Mortgage Loans in KY Home Loans Preapproval Checklist A driver’s license or U.S. passport A Social Security number or card. If not a U.S. citizen, a copy of the front and back of your green card(s) Verification of employment Copy of … Continue reading Kentucky First-Time Home Buyer Loan Programs