Kentucky First-Time Homebuyer Requirements 2026: Credit & DTI

What it takes to get approved in Kentucky in 2026: minimum credit scores, DTI limits, and down payment rules for FHA, VA, USDA, KHC and conventional loans.

New KHC Income Limits 2026: $12,500 Down Payment Assistance

New Kentucky Housing Corporation (KHC) income limits effective September 1, 2026 — MRB household and Secondary Market limits for all 120 counties, the $566,354 purchase price limit, and up to $12,500 in down payment assistance.