Kentucky Down Payment Assistance 2026: Zero Down Options Explained

How to buy a house in Kentucky with Zero Down Payment Mortgage Loan 2 Votes There are several programs in Kentucky to help homebuyers purchase a house with zero down payment. The various Kentucky down payment assistance programs in Kentucky, including KHC, FHA, VA, USDA, UWM’s $15,000 Welcome Home Grant, the $25,000 Kentucky Welcome Home Grant, and the 5% grant. We will also detail the qualifying criteria, such as credit score, income, work history, and assets.

Kentucky First-Time Homebuyer Requirements 2026: Credit & DTI

What it takes to get approved in Kentucky in 2026: minimum credit scores, DTI limits, and down payment rules for FHA, VA, USDA, KHC and conventional loans.