Kentucky First Time Home Buyer Loan Programs

Kentucky Mortgage Credit Score Requirements for a Mortgage Loan. Different Kentucky mortgage programs like FHA, VA, USDA, and Fannie Mae Conventional loans have different credit requirements, and sometimes you can qualify with a credit score as low as 500 or in some cases no credit score. Lenders have credit overlays so keep that in mind. Even … Continue reading Kentucky First Time Home Buyer Loan Programs

What’s a debt-to-income ratio, and why you need a low one to buy a home

How much income is needed to qualify for a Kentucky Mortgage Loan? Debt to income ratios!