Kentucky First-Time Homebuyer Requirements 2026: Credit & DTI

What it takes to get approved in Kentucky in 2026: minimum credit scores, DTI limits, and down payment rules for FHA, VA, USDA, KHC and conventional loans.

Louisville Down Payment Assistance 2026: Up to $25,000 for Qualified Homebuyers (Funding Limited)

Louisville Metro is offering up to $25,000 in down payment assistance from a $1.25 million fund. Eligibility, timing, and how to be ready.